I do this work because I know firsthand how debilitating it can feel to struggle with money. I've been there. After going through a divorce that set me back considerably, I found myself navigating life with my mom and daughter's family under one roof, and then losing my job. I relied on credit cards to get by, eventually leading to bankruptcy.

That bankruptcy was quite a humbling experience. There I was, a seemingly ‘successful’ professional with bankruptcy on my record, and still, 250k in debt due to huge student loan debt and a mortgage I was struggling to pay! That was a very challenging time in my life. I was often anxious and overwhelmed. I felt like I would never get out of that hole!

But times changed! I got a new job. I met my husband and for the first time in what felt like an eternity, I started looking forward instead of backward. We made plans and set goals. It was at this point that our different philosophies about money came to light. He was VERY conservative and stable. I was not. It was an issue we had to address before we got married. I began reevaluating my relationship with money and realized I needed to change my behaviors if we were to live the life we talked about living. Listening to podcasts and reading books helped, but our views on money still clashed.

One day, while listening to a Dave Ramsey podcast, they mentioned financial coaching. I was intrigued and decided to give it a shot. It turned out to be the best decision we ever made. Meeting with a financial coach transformed our lives. It wasn't immediate, but over time, we started understanding each other better, speaking the same financial language, and aligning our goals. It was an amazing experience—one I want to share with you.

I know what it's like to feel overwhelmed. But trust me, it can change. You can change. Let me show you how!

Tami Hammonds

MISSION STATEMENT

At Choose Hope Financial Coaching, we are dedicated to instilling hope in those who feel hopeless and stuck. By providing education, empowerment, and fostering self-confidence, we aim to inspire a brighter future for all.